USDA Rural Development recently announced that funding for its Rural Development Guaranteed Housing program will likely be exhausted by the end of April, 2010. Currently the USDA has about 4 billion remaining to fund loans for the remainder of 2010. That may sound like a lot but consider that they have already funded or guaranteed [...]

As most people in this country already know, rates have been hovering at or  near all time historic lows for the past 18 months. This flood of low rates is akin to another kind of flood, the once every hundred years, wipe out the family farm kind of flood. Similar because just as quickly as [...]

If you are thinking about purchasing a new home, don’t wait until you find the perfect home to get prequalified! Make sure your credit is healthy and find out how much you can qualify for before you find the home of your dreams. This helps insure that you not only choose a home in the [...]

As the Real Estate and financial markets continue to move up and down, mortgage rates can also be affected. Since mortgage rates are more closely tied to the bond markets, an up or down move in the stock market may not have the result in mortgage rates that one might expects. In fact, many times [...]

With the resurgence of FHA home loans, many home owners are wondering if they can benefit from an FHA loan. The truth is that you may or may not benefit by converting your existing loan into an FHA loan when you refinance. Some of the factors that can determine if an FHA loan is right [...]

Our mortgage professionals can give you FREE loan advice to help you understand the mortgage process. Wondering which loan is right for you? Not a problem! We can help determine which loan will fit your needs for your home purchase, refinance or debt consolidation needs. If you have any questions, please contact us or call [...]